Though buying a new car is an exciting experience, it also means spending time to find car insurance that ticks all the boxes – including price. At Dorchester Nissan, we have put together 5 simple ways to reduce your car insurance premium.
Before you go for the insurer your friends and family have raved about, make sure you’ve compared car insurance deals from a wide range of providers. Car insurance is personal, so it’s best to shop around and find a policy that’s right for you.
Increasing your voluntary excess in the event of a claim can significantly reduce the price of your premium. There are useful tools online that can show you how much difference a higher excess can make to your annual premium.
Careful driving may seem like common sense, but many of us get from A to B every single day, without even thinking about it. Be mindful of your surroundings and keep safe because as we all know; insurance is much cheaper when you don’t have to make a claim.
If you renew without reviewing your options, you could be paying too much for your car insurance. Before letting your cover roll onto another year, compare prices with other insurers to ensure you’re getting the best deal.
Limiting the miles your car is doing every year will reduce your risk in the eyes of insurers, thus reducing your premiums. But you should always report your mileage accurately to your insurer to avoid your policy becoming invalid.