No matter what size your budget is, at Nissan Finance, we have a range of finance packages to help you finance your business vehicles, all with great benefits and features, so you can choose one that’s absolutely right for you.
CONTRACT HIRE - HOW CONTRACT HIRE WORKS
WHAT HAPPENS AT THE END OF THE AGREEMENT?
Road Fund licence included.
Flexibility to increase your contract term and mileage.
Optional servicing, maintenance and tyre options brings all running costs into one package.
Reduced VAT paid by business, as monthly vehicle payments can be offset against taxable profits.
Vehicles on Contract Hire are classified as ‘off balance sheet’ and therefore has accounting benefits by improving the financial ratios for the business.
VAT registered businesses are able to claim 100% of the VAT back if the vehicle is used exclusively for business.
If vehicle used privately, 50% of the VAT can be reclaimed on the finance of the rental.
HIRE PURCHASE - HOW HIRE PURCHASE WORKS
BENEFITS OF HIRE PURCHASE
The interest rate charged on the finance will remain unaffected by any future changes in interest rates.
The initial payment is flexible.
Fixed monthly payments are not subject to VAT.
Taxation benefit from writing down allowance.
No mileage restrictions.
NISSAN PCP HOW NISSAN PREFERENCES WORKS
WHAT HAPPENS AT THE END OF THE AGREEMENT?
You will get a choice of three options when your Nissan Preferences agreement comes to an end.
Drive away a new Nissan
If the vehicle is worth more than the Optional Final Payment amount, you could part exchange your vehicle by putting the difference towards a deposit on a new Nissan.
Return your Nissan
Simply return your Nissan in good condition, within the agreed mileage limits, and pay nothing.
Keep your Nissan
Pay the Optional Final Payment and be transferred ownership of the vehicle.
FINANCE LEASE - HOW DOES FINANCE LEASE WORK?
BENEFITS OF FINANCE LEASE FOR YOUR BUSINESS
Fixed monthly rentals for ease of budgeting
Lump sum or number of rentals as an advance rental
Option to extend agreement into a ‘secondary’ contract period for a nominal annual fee of £50 plus VAT (peppercorn rental)
Option to include a deferred final ‘balloon’ payment to keep monthly costs low
Tax relief benefits the same as Contract Hire*
50% VAT usually reclaimable of cars*
100% VAT usually reclaimable on LCV’s*
Reduced VAT paid by business, as monthly vehicle rentals can be offset against taxable profits*
DEALER BENEFITS
Whether you're looking to purchase a new or used vehicle, our experts can tailor the most suitable finance agreement to your individual needs.
Dealer finance offers many benefits.