WHY CHOOSE NISSAN FINANCE?

No matter what size your budget is, at Nissan Finance, we have a package to help you finance your car in a way that’s right for you. And the good thing is that each package comes with a range of nice benefits.

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CONTRACT HIRE BENEFITS INCLUDE:

• ​Fixed monthly rentals for ease of budgeting
• Low monthly rentals – our purchasing power means volume savings are passed to our customers
• 50% VAT reclaimable on cars
• 100% VAT reclaimable on LCV’s
• Low initial payment, helps cashflow
• No depreciation risk
• Vehicle disposed of on your behalf

​HERE’S HOW IT WORKS:

• ​You pay a number of rentals in advance followed by a fixed number of monthly payments over an agreed contract period.
• At the end of the term, simply hand back the vehicle with nothing to pay (subject to mileage and condition).

HIRE PURCHASE BENEFITS INCLUDE:

• Monthly payments are not subject to VAT
• No mileage restrictions
• Taxation benefit from writing down allowance
• LCV’s acquired on Lease Purchase should be eligible for the Annual Investment Allowance
• LCV’s acquired on Lease Purchase are required to pay VAT upfront as a lump sum

HERE’S HOW IT WORKS:

• During the repayment period, the amount you borrow plus the interest are repaid by fixed monthly payments. The interest charged is calculated at the beginning and is fixed for the length of the agreement.
• The interest charged will remain unaffected by any future changes in interest rates, allowing you to plan your budget with confidence.
• At the end of the agreement, subject to payment of a nominal Option to Purchase fee, you take outright ownership of the car.

LEASE PURCHASE BENEFITS INCLUDE:

• ​Fixed monthly rentals for ease of budgeting
• Monthly payments are not subject to VAT
• No mileage restrictions
• Option to include a deferred sum / final ‘balloon’ payment to keep monthly payments low
• Taxation benefit from writing down allowance
• LCV’s acquired on Lease Purchase should be eligible for the Annual Investment Allowance
• LCV’s acquired on Lease Purchase are required to pay VAT upfront as a lump sum

HERE’S HOW IT WORKS:

• ​You pay an initial deposit followed by a fixed number of monthly payments over an agreed contract period.
  
• ​Monthly payments can be reduced by making a ‘balloon’ payment at the end of the agreement.
• The amount of the ‘balloon’ payment has to be settled at the beginning of the contract.

FINANCE LEASE BENEFITS MAY INCLUDE:

• Fixed monthly rentals for ease of budgeting
• Lump sum or number of rentals as advance payment
• Option to extend agreement into a ‘secondary’ period for a nominal annual fee (peppercorn rental)
• Option to include a deferred sum/final ‘balloon’ payment to keep monthly costs low
• Same tax relief as Contract Hire
• 50% VAT usually reclaimable on cars
• 100% VAT usually reclaimable on LCVs

HERE’S HOW IT WORKS:

• You pay an initial deposit followed by a fixed number of monthly rental payments over an agreed contract period.
• At the end of the term you can choose a further ‘secondary’ lease of hire or dispose of the vehicle on our behalf and keep 100% of the proceeds (paid as a rebate of rentals). Any balloon taken will need to be settled at the end of the primary period.